This policy covers loss of life, disabilities, and even loss of income due to accidents.
Permanent Total Disability
Covers permanent total disability along with education benefit and adaptation allowance.
CuImulative bonus can be availed if no claim has been made and the policy is renewed without any break.
No Medical Test
No medical test is required for availing Individual Personal Accident Policy.
Accidents can be traumatizing- not just for those involved but their loved ones too. In addition to mental stress and emotional suffering, accidents can also cause a huge financial burden on victims & their family. Hospitalization, treatment and the inability to work during recovery may lead to significant financial hardships. With an individual personal accident policy, the insured gets covered for loss of life, disabilities & even loss of income due to an accident
Who Can Buy This Policy?
Any individual between 18 and 65 years of age can buy this policy for oneself, their spouse, dependent children (91 days - 23 years), parents & parents-in-law.
Take a look at the various features and benefits of the Individual Personal Accident Policy offered by SBI General Insurance
Major BenefitsImportant Note:
The above list of exclusions is illustrative and not exhaustive. For a full list of inclusions and exclusions, please refer to the policy wordings.
Plan OptionOur personal accident insurance policy offers compulsory 'Accidental Death' along with a range of accident covers:
Important Note:
The above list of exclusions is illustrative and not exhaustive. For a full list of inclusions and exclusions, please refer to the policy wordings.
Answer a few easy questions to help us create a plan for you.
With our quick and seamless renewal process, you can renew your policy effortlessly from the comfort of your home.
FILE A CLAIMCustomers’ well-being and convenience are top priority for us. We offer a hassle-free claim process & provide thorough claim assistance.
NETWORK HOSPITALSBenefit from our wide range of network hospitals & avail cashless treatment without any inconvenience.
At SBI General, we know that Trust is Earned
Here are the commonly asked questions about Individual Personal Accident Policy
This policy is designed to cover loss of life, disabilities, and income due to accident. Accidental Death is covered in your base policy, while Permanent Total Disablement, Permanent Partial Disablement and Temporary Total Disablement are optional covers available under this policy.
There are no deductibles under the policy except if you have opted for Temporary Total Disablement, where in there is a deductible of first week of claimed period.
SBI General’s Individual Personal Accident Insurance Policy is available for a one year period only.
Hospital Confinement Allowance and Ambulance Expenses (including air ambulance) are available as add-on covers under this policy.
Anyone in the age group of 18- 65 years can buy this policy.
You can opt for Hospital Confinement Allowance under the policy that pays for per day of accidental hospitalization for maximum up to 15 days in a policy period. You can opt for a per day allowance of Rs.1000/ Rs. 2000/ Rs.3000 under this benefit.
Product UINDISCLAIMER:
For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
#Starting from ₹53 /Month for 1Adult –Age 25years ; Rs. 10 Lakh Sum Insured (Exclusive Taxes)
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
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Our vision is to become the most trusted general insurer for a transforming India.
Our mission is to provide simple and innovative general insurance solutions, be responsive to our customers' needs and build a sustainable business for the future.
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SBI General Insurance Company Limited I Corporate & Registered Office: 9th Floor, A & B Wing, Fulcrum Building, Sahar Road, Andheri(East), Mumbai - 400099 | For more details on risk factors, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale. 'For SBI General Insurance Company Limited IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Co. Ltd. under license.
"SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products."
SBI General Insurance does not accept cash towards payment of premium against your policy. You may pay the premium against your policy through other modes like NEFT/ Debit card/ Credit card or visit our nearest branch.
You are advised not to make any payment into personal bank account/UPI Id of any employee of SBI General Insurance. Please undertake all transactions (financial or otherwise) only through registered SBI general branches or registered Agents/POSP/Intermediaries of SBI General Insurance or through our website.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS. IRDAI or its officials do not engage in activities like selling insurance policies, announcing bonuses, or investing premiums. The public receiving such phone calls is requested to lodge a police complaint.
Any Legal Interpretation will be communicated in English Language only.
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